At what age are Social Security disability benefits no longer applicable?

Social Security disability benefits are designed to provide financial support to individuals who are unable to work due to a disability. However, these benefits transition to retirement benefits when the individual reaches the age of 65, which is typically when individuals become eligible for Social Security retirement benefits.

At age 65, individuals begin to receive retirement benefits instead of disability benefits, which are calculated based on their earnings record. This means that while they may have been receiving disability payments during their working years due to their inability to work, once they reach this retirement age, the nature of the benefits they receive changes from disability to retirement, which effectively means that the disability benefits are no longer applicable.

Understanding this transition is crucial for anyone studying the nuances of Social Security benefits, as it highlights the relationship between disability benefits and retirement planning.