How many days must pass from the reinstatement date before coverage starts on a sickness policy?

When reinstating a sickness policy, the coverage does not become effective immediately. In Georgia, there is a waiting period of 10 days from the reinstatement date before the coverage becomes active. This is an important protection established to ensure that the insurance company has a reasonable amount of time to update and restore the coverage after a policyholder has been reinstated. Understanding this stipulation is crucial for policyholders so they can plan accordingly and know when they are eligible for coverage again after a lapse. This 10-day period serves to balance the insurer's need to manage their risk with the policyholder's need for protection.