In the order of succession for named beneficiaries, what comes after the primary beneficiary?

The correct answer is secondary. In the context of life insurance and other contracts where beneficiaries are designated, the order of succession typically designates a primary beneficiary as the first in line to receive benefits upon the death of the insured. If the primary beneficiary is unable to receive the benefit—due to reasons such as predeceasing the insured or being otherwise disqualified—the secondary beneficiary is next in line.

This hierarchical structure ensures that there is a clear succession plan in place, which helps avoid confusion or disputes among potential claimants. The secondary beneficiary plays an essential role in this arrangement, as they act as a backup to the primary beneficiary.

The other terms, such as tertiary and alternate, may exist within the framework of beneficiary designations but are not typically recognized as the immediate next tier right after the primary beneficiary. Tertiary suggests a third tier, and while alternate can sometimes refer broadly to secondary beneficiaries, it is not a universally accepted term in this specific hierarchy, where 'secondary' is more formally recognized. Thus, 'secondary' accurately captures the immediate next position in the order of succession following the primary beneficiary.