Typically, health insurance coverage cannot be renewed beyond what age?

In many health insurance plans, especially those aligned with Medicare requirements, age 65 is a significant milestone. This is because Medicare eligibility begins at age 65, and after this age, many private health insurance policies may stipulate that coverage cannot be renewed. The rationale behind this is that once individuals reach 65, they typically transition to Medicare, which provides comprehensive healthcare coverage for seniors. Policies may become more limited or cease entirely due to the understanding that most seniors will rely on Medicare for their health needs. Therefore, it is common for health insurance coverage provisions to indicate that policies may not be renewed beyond this age, as Medicare serves as a primary source of healthcare for individuals 65 and older.