What does 'accidental means' refer to?

'Accidental means' refers specifically to an injury that is unintentional and occurs unexpectedly. This phrase is commonly used in the context of insurance policies, particularly in relation to accidental injury coverage. It emphasizes that the event leading to the injury must not have been anticipated or planned.

In many situations, insurance benefits are contingent upon proving that the injury resulted from an unforeseen incident rather than from a deliberate act or premeditated event. This definition helps define the parameters of coverage, ensuring that claims are made under circumstances that align with the essence of 'accidental means.' Understanding this concept is essential for navigating the complexities of insurance policies and claims.