Which Act, commonly known as ObamaCare, was enacted in 2010 to hold insurance companies accountable?

The Federal Patient Protection and Affordable Care Act (PPACA), commonly referred to as ObamaCare, was indeed enacted in 2010 with the primary goal of reforming the healthcare system and holding insurance companies accountable. This significant piece of legislation aimed to expand healthcare coverage, improve quality, and reduce costs in the American healthcare system.

One of the key provisions of the Affordable Care Act is the requirement for insurance companies to cover individuals regardless of pre-existing conditions, thereby preventing discrimination based on health status. Additionally, the Act established health insurance marketplaces where consumers can compare plans and receive subsidies to make healthcare more affordable.

While the Affordable Care Act is often used interchangeably with the PPACA, the form that emphasizes the full title, including "Federal Patient Protection and,” accurately reflects the official naming used in legislative contexts. This distinction highlights the legal and technical framework behind the Act, reinforcing its purpose and provisions for holding insurance companies accountable.

The other choices refer to different legislation: The Affordable Care Act is a shorthand reference to the same law but lacks the full contextual name. The Health Insurance Portability and Accountability Act (HIPAA) was enacted earlier to protect patient privacy and ensure health insurance portability, which is unrelated to the accountability of insurance companies. The Medicare Prescription Drug Improvement