Which of the following is NOT commonly excluded in life insurance policies?

Accidental death is typically not excluded in life insurance policies, making it the correct answer. Most life insurance policies offer coverage for accidental death as a standard benefit. This means that if the insured person dies due to an accident, the beneficiaries are entitled to the death benefit as outlined in the policy.

In contrast, other areas like war or military service, felony activities, and aviation incidents are often subject to exclusions. Insurers may omit coverage for deaths occurring during wartime or related military actions, as these are considered high-risk situations. Similarly, life insurance policies usually exclude coverage for deaths resulting from illegal activities such as felonies. Aviation incidents can also be a common exclusion, particularly for individuals flying privately or engaging in high-risk aviation activities.

Overall, while accidental death is generally covered, the other scenarios are usually regarded as higher risk and are therefore excluded from standard life insurance coverage policies.