Which program provides health insurance for persons aged 65 years and older?

Medicare is a federal program designed specifically to provide health insurance to individuals aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. It covers various healthcare services, including hospital care, outpatient care, and some preventive services, which are critical for the aging population. By focusing on those 65 and older, Medicare aims to ensure that senior citizens have access to necessary medical care and can manage health-related expenses as they age.

In contrast, Medicaid is a joint federal and state program that assists low-income individuals and families, including some low-income seniors, but it is not exclusively for those over 65. Social Security, while providing retirement income and benefits to older adults, does not directly offer health insurance. Private health insurance can also be obtained by individuals of any age, but it is not specifically tailored to those aged 65 and older, nor does it provide the same level of coverage that Medicare offers to seniors. Medicare's targeted approach to healthcare coverage addresses the specific needs of the elderly, making it a vital resource for this demographic.